Down to Fund Your Next Chapter

DTF Capital has the capital ready to deploy. Merchant advances, private credit, SBA, and hybrid structures. You bring the business, we bring the money.

Hand holding smartphone displaying a financial app with an active balance of $187,298.97 and a monthly report graph for the last 6 months.Financial dashboard showing total savings of $32,917.01 with a 12% increase from last quarter and a link account button.Circular progress bar showing Spending Limits at 24.5k with segmented green and dark green sections.Finance Growth label with a dark green circle and hashtag symbol on a light green rounded background.
WELCOMEΒ TOΒ DTF

Most lenders offer one product and hope your business fits. We built DTF Capital to work the other way around. We have the capital, we have the products, and we move fast because your business can't afford to wait.

Merchant Capital

Fast capital against your future receivables. Funded in days, not months.

Private Credit

Structured debt with fixed terms. Growth capital without giving up equity.

Hybrid Structures

Multiple products in one deal. Speed, stability, and upside all built in.

Merchant Capital

Fast capital against your future receivables. Funded in days, not months.

Private Credit

Structured debt with fixed terms. Growth capital without giving up equity.

Hybrid Structures

Multiple products in one deal. Speed, stability, and upside all built in.

Every Product Under One Roof

Most funders carry one product. If your business doesn't fit, you're out of luck. DTF Capital underwrites across merchant capital, private credit, SBA, and hybrid deals so every business gets routed to the right structure. One application, multiple paths to capital.

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Get Funded and
Stay Growing

We don't just hand you capital and disappear. DTF Capital gives you the tools to track your cash flow, manage your funding, and make smarter decisions as your business scales.

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Smarter Business
Better Outcomes

The right funding at the right time is what separates businesses that stall from businesses that scale. Use DTF Capital to hire faster, stock more inventory, launch new locations, or take on bigger contracts.

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Portfolio Value

Stay Focused on
‍Running Your Business

Stop chasing capital and start using it. With funding in place, you can cover payroll, manage overhead, and invest in growth instead of scrambling to keep the lights on.

Why Choose DTF?

Built for Businesses That
Won't Wait

You need capital that moves as fast as you do. No runaround, no weeks of paperwork, no guessing. Just real answers and real funding.

We help businesses get funded faster.

DTF Capital cuts the time between needing capital and having it. We underwrite across multiple products, move in days instead of

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Results based on businesses funded through DTF Capital across multiple industries and deal structures.

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Funding Products

Customer's Stories

Customer's Stories

Hear it from Business Owner

Business owners across every industry use DTF Capital to get the funding they need without the runaround.

"We needed capital to hire three engineers before a product launch. DTF had a term sheet to us in two days and the money landed that same week. No other lender moved that fast."
Daniel Harper, Avelon Tech
"I was opening a second location and every bank wanted six months of back and forth. DTF funded us in under a week. We opened on schedule."
Amanda Parker, Flowbit
"Growing an insurance book takes upfront capital that most lenders don't understand. DTF got the model, structured a deal that made sense, and funded it. Simple."
Marcus Lee, Highrays Co
"Tax season hits and we need to staff up fast. DTF got us the working capital to bring on contractors without draining our cash reserves."
Lucy Mitchell, Bloom Retail
"We had a massive Q4 inventory order to place and not enough cash on hand. DTF funded us in days and we had our best holiday season ever."
Jonathan Reed, Lendro Finance
We needed capital to hire three engineers before a product launch. DTF had a term sheet to us in two days and the money landed that same week. No other lender moved that fast.
Daniel Harper, Avelon Tech
I was opening a second location and every bank wanted six months of back and forth. DTF funded us in under a week. We opened on schedule.
Amanda Parker, Flowbit
Tax season hits and we need to staff up fast. DTF got us the working capital to bring on contractors without draining our cash reserves.
Marcus Lee, Highrays Co
Growing an insurance book takes upfront capital that most lenders don't understand. DTF got the model, structured a deal that made sense, and funded it. Simple
Lucy Mitchell, Bloom Retail
We had a massive Q4 inventory order to place and not enough cash on hand. DTF funded us in days and we had our best holiday season ever.
Jonathan Reed, Lendro Finance

Results reported by businesses funded through DTF Capital.

Get Funded

Experience the Benefits

A Business Finances in
‍One Powerful App.

Access your account, make payments, track spending, and earn rewards β€” all from one powerful mobile platform.

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Unified Financial Dashboard

Smart Expense Tracking

Inteligent Expense Management

Centralized Financial Command

"DTF Capital funded us when two banks said no. Term sheet in 48 hours, capital in our account by Friday. That's how it should work"

Neil Mason, Head of Orion Tech
$10M+
Total capital ready to deploy to businesses in the next year of working with DTF Capital.

Frequently Asked Questions

Frequently Asked Questions

Find Answers to Your
‍Financial Questions

Can't find your answer here?

01

What is DTF Capital and how does it work?

DTF Capital is a direct funding platform. We provide merchant capital advances, private credit, SBA lending, and hybrid structures to businesses that need capital fast. You apply, we review your business, and we come back with a term sheet. Simple.

02

How fast can I get funded?

Most businesses get a decision within 48 hours. Once you accept the terms, capital can hit your account within days depending on the deal structure.

03

What types of businesses do you fund?

e fund across industries. Tech, fitness, retail, insurance, accounting, restaurants, construction, healthcare, and more. If your business has revenue, we want to talk.

04

How much funding can I get?

Anywhere from $10,000 to $5,000,000 depending on your business profile and the product that fits best.

05

What does "DTF" stand for

Down to Fund. We have the capital, we have the products, and if your business qualifies, we move.

Hello! Thanks for exploring DTF πŸ‘‹

Let us know if you have any questions you don’t find here.

Get the Capital Your Business Needs Today

Hundreds of business owners use DTF Capital to skip the banks, skip the wait, and get funded fast. Two minutes to apply.